Working for us

RUH New Staff

Your Pay

Staff Benefits

Your Pension

Electronic Staff Record

Your Pension

Trust Pension Contact Details:

01225 825601 (ask for a Pensions Officer)

NHS Pensions Agency telephone and website:

0300 330 1346

www.nhsbsa.nhs.uk/pensions

NEST pension telephone and website:

0300 020 0090

www.nestpensions.org.uk/member-hub

You are automatically enrolled into the NHS Pension scheme or NEST and are automatically re-enrolled every 3 years even if you have opted out.

NHS Pension

From April 2015 the NHS Pension scheme is a Career Average Revalued Earnings scheme (CARE)

  • You earn 1/54th of your pensionable pay as pension each year you work
  • This is then revalued with consumer price index and 1.5% from the Pensions Agency
  • You can take this pension at Normal Pension Age (State Pension Age) which is around 67 for most of us
  • Your contribution rates are set nationally and are tax free. The Employer contribution rates are also set nationally

NEST

If you are taking your NHS Pension or you work full time elsewhere and are contributing towards an NHS pension then you have to be enrolled into the Government National Employment Saving Fund (NEST) scheme. You pay 4.0 % on your on qualifying earnings. Qualifying earnings are £520.00 -£4167.00 per month. (and receive the tax relief back directly from the Government) and the employer contributes 3% on your qualifying earnings.

Opting out

NHS Pension

If you want to opt out of the NHS pension scheme you need to do this within 2 years of joining and by completing an SD502 and an RF12 (for a refund) from: www.nhsbsa.nhs.uk/pensions - NHS Pensions tab/Quick link for Members/Opting Out. Please then forward the SD502 and RF12 to Payroll. Payroll are not allowed to provide these forms to employees

NEST

You need to opt out within 4 weeks of joining to receive a refund. Visit www.nestpensions.org.uk

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Pension Statement

Your Total Reward Statement (TRS) is available on-line every year and provides you with an NHS pension estimate. It is available September/October BUT you have to be in post on 31st March of that same year to receive one. You can view your TRS statement via ESR Self Service.

Log into ESR (blue button icon under non-clinical on your Desktop Dashboard or Recap) using your smartcard then Employee Self-Service/TRS.

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FAQs

What if I am taking my NHS pension?
You are automatically enrolled into the Government NEST pension scheme.

What if I have been contributing towards the NHS pension scheme in a previous Trust?
You will continue to pay into the NHS Pension and as long as there hasn't been a long gap in service it will be added to your existing pension. We identify you with your National Insurance number

How do I nominate a beneficiary for death in service?
Complete a DB2 and forward this onto the Pensions Agency direct. DB2's are available from the Pensions website or from Payroll. You can complete one of this as often as you like

How do I know if I'm paying into a Pension scheme?
It will be show on your payslip (on the right hand side) as:
  • NHS Pension OR
  • NEST Pension

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